Given the pre-approved credit limit, clients can pledge their stock holdings in the Margin Account as collateral to increase the buying power by leveraging the equity assets effectively in accordance to respective cost and risk. The collateral ratio is depended on different stocks.

We set no specific repayment date and no minimum repayment limit in order to facilitate the flexibility of repayment. Margin interest is calculated daily on the basis of Base Rate* and will be charged to client's account at the end of month.

*Base Rate = Prime Lending Rate or Huajin Securities (International) Limited's Cost of Funding, whichever is higher